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The Power of Compounding (Applied to Learning)

  • Writer: Steve
    Steve
  • May 27
  • 2 min read

Small Efforts, Repeated Relentlessly


Most people overestimate what they can learn in a week and underestimate what they can master in a year.


We treat knowledge like a crash diet—sprint through a book, cram for a test, binge a course. But deep learning isn’t about bursts. It’s about slow, deliberate, cumulative effort. Just like with capital, the most powerful gains come when you stop trying to force it and start letting compounding do the work.

Small edges + time = exponential outcomes In investing, that’s wealth. In learning, that’s wisdom.

The Curve Is Hidden—Until It’s Not


Think about the lily pad problem again.

On day 47, the pond is half full. On day 48, it’s completely covered.

For 46 days, growth looks flat. Then suddenly—it’s obvious.


The same thing happens with skills.

  • You study a little each day → still confused

  • You journal your thoughts → still scattered

  • You build projects → still clunky


But then one day, it clicks. You’re fluent. Or clear. Or dangerous.

That’s the payoff—but only if you showed up consistently enough to reach day 47.



Learning Is a Long Game


The most valuable knowledge compounds slowly:

  • Pattern recognition

  • Intuition in judgment

  • Mental fluency across disciplines

  • Depth in a chosen domain


You don’t get that by dabbling. You get it by revisiting ideas over and over—each pass layering new insight. Think of your brain like a flywheel: at first it takes huge effort to move. But once it’s spinning, everything feels lighter. Smoother. Faster.


What felt complex becomes obvious. What felt obvious becomes profound.



Inputs That Compound Over Time


Want to put compounding to work in your own learning? Focus on repeatable systems, not just short-term motivation:

  • 📚 Read slowly but daily — a few pages of something dense is better than a sprint through fluff

  • 🧠 Write to clarify thinking — ideas crystallize when you try to explain them

  • 🔁 Revisit great material — repetition isn’t a weakness, it’s a multiplier

  • 🗂️ Track your inputs — notes, highlights, flashcards, tweet threads, voice memos—whatever builds recall

  • 🧘‍♂️ Prioritize sleep, deep focus, and boredom — these aren’t luxuries; they’re fuel for insight

  • 📈 Keep showing up — even when it feels like nothing’s working

The goal isn’t to “finish” learning. The goal is to compound insight until it changes how you see.

The Productivity Trap: More ≠ Better


True productivity isn’t only about getting more done. It’s about identifying what matters, and then creating the space to return to it consistently.


The most powerful routines aren’t glamorous. They’re small, frictionless, and repeated:

  • 20 minutes note review

  • 1 big idea written down each morning

  • 1 concept mapped out every weekend

  • 1 thesis or essay shared every month


Tiny habits like these don’t feel impressive. Until they are. Because by the time most people start, you’ve already lapped them. Quietly. Repeatedly.



Final Thought: Be the Person Who Starts Early and Stays Late


The edge in learning—like in investing—isn’t raw intelligence. It’s staying power.


If you can build systems that let you show up again and again, the curve will work in your favour. You’ll read differently. Think differently. Decide differently.


Over time, that difference won’t be linear.

It’ll be everything.

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© SJMcCormick, 2022 | What are you doing down here? 

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